Showing 71 - 80 of 21,252
Aging populations strain pension systems, prompting policymakers to introduce partial retirement schemes to incentivize … workers to retire later. I study the impact of introducing partial retirement within collective bargaining agreements in … retirement fails to extend working lives, thus undermining its utility as a one-size-fits-all solution to the future of pension …
Persistent link: https://www.econbiz.de/10014577963
In response to a widespread perception that households are undersaving for retirement, policymakers have proposed … expanding Social Security and establishing supplementary retirement saving plans run by state governments. But these proposals … take place against a background of record-high unfunded liabilities for government-run retirement programs. If government …
Persistent link: https://www.econbiz.de/10012946431
pension plan heterogeneity is estimated using data from the Health and Retirement Study. Model simulations indicate that …
Persistent link: https://www.econbiz.de/10012948549
The introduction of direct contribution 401(k) retirement accounts in the late 1970's brought about an institutional … with retirement savings, which can impact financial well-being in older age. The role of investment uncertainty on … labor force, as well as for social security and retirement planning policy making …
Persistent link: https://www.econbiz.de/10012982555
state retirement of men. Work incentives associated with pension coverage and plan characteristics are calculated primarily … from the 1969-79 Retirement History Study and the 1983 and 1989 Surveys of Consumer Finances. Simulations with a structural … retirement model suggest that the long-run effects of changes in pension plans and social security account for about a quarter of …
Persistent link: https://www.econbiz.de/10014182211
possible need to stay at work until the standard retirement age. In economic theory, retirement is described as an individual … decision in which the opportunity costs of leisure time are weighed against the anticipated retirement income. How the … to which couples coordinate their retirement plans and take a joint decision. Our analysis shows that joint retirement …
Persistent link: https://www.econbiz.de/10014252842
Retirement Study (HRS), we explore the work histories and retirement patterns of a cohort of retirees aged 51 to 61 in 1992 over …. Given concerns about the traditional sources of retirement income (Social Security, defined-benefit pensions, and prior …
Persistent link: https://www.econbiz.de/10014133848
Purpose of the Study: Older Americans contemplating retirement today face a very different economic environment than … prior cohorts did. This article examines whether the retirement patterns of older Americans have changed as a result. Design … and Methods: Using data from 10 waves of the Health and Retirement Study (HRS), we examine the prevalence of bridge jobs …
Persistent link: https://www.econbiz.de/10014133849
Many people save for retirement through their employer, who in turn applies gender-neutral saving rates, investment … choices, and spending strategies in retirement. Intuitively this creates a sense of fairness, but this intuition masks the … reality that many women face. Lifetime earnings and spending in retirement are anything but average for women. Consequently …
Persistent link: https://www.econbiz.de/10014123705
significant impact on the likelihood of an individual receiving a retirement annuity and/or employment-based pension payment in … retirement …
Persistent link: https://www.econbiz.de/10014127572