We assess the impact of the geographic expansion of bank assets on the cost of banks' interest-bearing liabilities … diversification that decreases funding costs. Using a newly developed identification strategy, we discover that the geographic … large risk diversification opportunities that reduce funding costs …

We assess the impact of the geographic expansion of bank assets on the cost of banks' interest-bearing liabilities … diversification that decreases funding costs. Using a newly developed identification strategy, we discover that the geographic … large risk diversification opportunities that reduce funding costs …

We estimate the benefits of intrastate and interstate geographic diversification for bank risk and return, and assess … results indicate that the average 'very large' bank has already reached its optimal diversification level, the average 'small … bank' could still benefit in terms of risk-adjusted returns from further geographic diversification. Higher economic …

prevailing "modal bank" are better off compared with those pursuing generic diversification. Moreover, we find that early …Using a novel database containing the time-series details of the organizational structure of individual bank holding …

Existing literature found both positive and negative relationship between geographical diversification and economic … relatedness between export markets. Using China’s custom data, we show that having diverse related export markets facilitates … export market diversification …