In our increasingly networked world, information relating to an individual is of interest for its commercial value and for its potential to help promote a safe electronic realm, among other things. In the area of commerce, there are markets demanding the collection of personal data, and at the...

On July 23, 2008, the Payment Cards Center of the Federal Reserve Bank of Philadelphia hosted a workshop to discuss federal and state legislative responses to data breaches. The workshop addressed several laws and legislative initiatives designed to create greater safeguards for personal...

What should be the minimum value of data security or privacy to a customer? We reason that at a minimum this value should be equal to the premium charged by an insurer for cyber insurance that compensates the customer for the claims resulting from the data security and privacy breaches. We...

Cybersecurity is becoming imperative as data breaches and information theft occur frequently and impact an immense number of people. The current federal regulatory scheme fails to hold corporations accountable for negligent data management and victims of these deficiencies face several obstacles...

There have been a few headlines lately reporting how blockchain technology and smart contracts will add an astounding business value. For instance, McKinsey reports that blockchain-based smart contracts can save nearly $50 Billion in B2B transactions. Further, Accenture suggests that...

Against a backdrop of annual data breaches compromising approximately one billion global records and an average data breach cost of nearly six billion dollars, the absence of clear US federal strategy for data breach notification and security requirements threatens both consumer privacy and...

"This book explores the severity of the threats at personal, business, governmental and societal levels; as well as what can be done to enhance security at these different levels. It covers topics such as: malware, criminal and strategic hacking, botnets, innovative cyber-attacks, cyber...