bank funding costs. We show that credit supply is inefficiently dampened by the associated debt-overhang cost to bank … supply is offset to the extent that drawdowns are expected to be left on deposit at the same bank, which happened at the …

bank funding costs. We show that credit supply is dampened by the associated debt-overhang cost to bank shareholders. Until … offset if drawdowns are expected to be left on deposit at the same bank, which happened at some of the largest banks during …

Using a unique district-level panel data set, we investigate the effect of banking system penetration on financial … banking system penetration promotes financial inclusion-notably, access to bank credit and to formal credit. The results of …

competition. Here, we employ a novel approach to account for IRS that are both unexpected and effective for a bank’s business … theory that monopolistic firms undersupply the market when utilizing their high pricing power in the bank competition …–liquidity creation nexus. While positive IRS per se lead to an increase in bank liquidity creation, we find that a high bank …

level of Net Non-Performing Loans (NNPL) on their lending behaviour. This study used threshold panel regression by using 1 … faced by a bank. Assuming that loans may turn bad any year after they are granted, a banks’ lending behaviour has been shown … Indian banking industry. However, when the systemic importance of the bank is considered, the systemically important banks …

FDI inflows, the economic benefit will also depend on their structure. Based on a panel regression technique, the FDI …

annual macroeconomic panel data for selected 14 Asian economies. The study focuses on the link between the indicators of … financial development and economic growth. The results of panel cointegration analysis suggest that there is two …

Exploiting confidential data on individual German bank balance-sheets, I analyse what characterises a bank that opts to …