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The welfare effects of financial inclusion in Ghana : an exploration based on a multidimensional measure of financial inclusion

Iddrisu, Abdul Malik; Danquah, Michael - 2021

Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence … regarding the role of financial inclusion or financial exclusion in household welfare. We first compute a multidimensional index … of financial inclusion, and then we examine the effect of financial inclusion on household welfare. The study finds that …

Persistent link: https://www.econbiz.de/10012650895

Financial inclusion-exclusion paradox : how banked adults become unbanked again

Ozili, Peterson K. - In: Financial internet quarterly 17 (2021) 2, pp. 44-50

This paper analyses how financially included adults might become unbanked again. Agents of financial inclusion incorporate economic and social constraints in the delivery of formal financial services. These constraints limit the ability of poor banked adults to use basic financial services to...

Persistent link: https://www.econbiz.de/10012607148

Financial inclusion, financial literacy, and financial education in Azerbaijan

Ibadoghlu, Gubad - 2018

This paper discusses the status of financial inclusion, education, and literacy in Azerbaijan as well as measures to foster the development of SMEs, which currently have inadequate access to financial resources. The primary policy challenge faced by the government of Azerbaijan is defining its...

Persistent link: https://www.econbiz.de/10011845222

Financial inclusion, regulation, and education in Sri Lanka

Kelegama, Saman; Tilakaratna, Ganga - 2014

governing the microfinance sector and client protection is also crucial for improving financial inclusion in Sri Lanka. Much …

Persistent link: https://www.econbiz.de/10010433496

The determinants of financial inclusion

Mose, Naftaly; Thomi, John - In: Financial internet quarterly 17 (2021) 2, pp. 51-58

There are hosts of dynamics contributing to financial inclusion. These sources may be both from the demand side and supply side. The government and financial institutions use several policy initiatives to encourage the supply of financial services to the excluded sector. However, the demand-side...

Persistent link: https://www.econbiz.de/10012607152

Financial inclusion in Asia : an overview

Ayyagari, Meghana; Beck, Thorsten - 2015

This paper provides an analysis of financial development and inclusion in developing Asia using data from a wide array of sources. We show that in terms of aggregate measures of financial development, the region as a whole has superior banking sector depth compared to other developing regions;...

Persistent link: https://www.econbiz.de/10011346230

Financial inclusion, regulation, financial literacy, and financial education in Armenia

Nurbekyan, Armen; Hovanessian, Naneh - 2018

Financial inclusion has significantly advanced in Armenia during the last decade. Rural and urban areas, however, have benefited unevenly. The high cost of providing financial services, the lack of physical infrastructure, higher poverty rates, and the low level of financial literacy are the...

Persistent link: https://www.econbiz.de/10011845232

Optimal Financial Inclusion

Ozili, Peterson K - 2020

This article examines various conditions for optimality in financial inclusion. The optimal level of financial inclusion is achieved when basic financial services are provided to members of the population at a price that is affordable and that price is also economically sufficient to encourage...

Persistent link: https://www.econbiz.de/10012839900

Financial inclusion : concepts, issues and policies for India

Singh, Nirvikar - 2017

finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …

Persistent link: https://www.econbiz.de/10011684996

Does financial literacy improve financial inclusion? : cross country evidence

Grohmann, Antonia; Klühs, Theres; Menkhoff, Lukas - 2017

While financial inclusion is typically addressed by improving the financial infrastructure we show that financial literacy, representing the demand-side of financial markets, also has a beneficial effect. We study this effect at the cross-country level, which allows to consider institutional...

Persistent link: https://www.econbiz.de/10011716181

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