The ethnic diversity-financial inclusion nexus remains one of the least explored topics in the literature despite global attempts to promote cultural mixing due to its socioeconomic benefits. We contribute to the literature by examining the link between ethnic diversity and financial inclusion...

Purpose: The purpose of this paper is to determine the effect of employment security on moonlighting in Ghana as a means to inform policy on enforcing issues of employment security. Design/methodology/approach: The paper followed the work of Shishko and Rostker (1976) by applying their approach...

Child labourers play an integral role in households' income diversification process by contributing to farm and non-farm incomes but policies, including that of the ILO have focused largely on eliminating child labour from the agricultural sector through education. This study sought to ascertain...

Purpose - This study assesses the effect of time-dynamic financial globalisation uncertainty on financial development in 53 African countries for the period 2000-2011. Design/methodology/approach - Financial globalisation uncertainty is estimated as time-dynamic to capture business cycle...

In this chapter, the authors discuss the potential link between mobile money adoption and health outcomes, which has not received much attention in the existing literature. They empirically examine the effects of mobile money adoption on healthcare utilisation and spending of rural households in...

This study examines the effect of financial inclusion on poverty and vulnerability to poverty of Ghanaian households. Using data extracted from the seventh round of the Ghana Living Standards Survey in 2016/17, a multiple correspondence analysis is employed to generate a financial inclusion...

The widely acknowledged low salaries of teachers makes them deficit units who often seek loans from banks or engage in hire purchases in their bid to smoothing consumption within their households. Despite the financial stress that comes with such tendencies (as a corollary) and its effect on...

Contrary to the confidence in the ability of microfinance to uplift the poor on the social structure so that upon reaching a higher echelon, the poor (clients) will be able to save and borrow from formal financial institutions (FFIs), most of the poor and socially vulnerable have now become...

This paper examines the effects of the various sources of capital and credit available for financing non-farm enterprises in Ghana. A maximization of the household production function yields linear equations for estimating the key parameters of interest. Capital from bank, family, NGOs and money...