Amel, Dean F.; Prager, Robin A. - Federal Reserve Board (Board of Governors of the … - 2014
the shares of bank branches, deposits, banking assets, and small business loans held by community banks in the U.S. have … between community bank profitability and various characteristics of the banks and the local markets in which they operate … characteristics include population, per capita income, unemployment rate, and banking market structure. We find that community bank …