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Gropp, Reint E. - 2013

In this note, a new concept for a European deposit guarantee scheme is proposed, which takes account of the strong political reservations against a mutualization of the liability for bank deposits. The three-stage model for deposit insurance outlined in the text builds on existing national...

Persistent link: https://www.econbiz.de/10010327786

The single supervisory mechanism - Panacea of quack banking regulation? Preliminary assessment of the evolving regime for the prudential supervision of banks with ECB involvement

Tröger, Tobias H. - 2013

concerned with the likely effectiveness of the SSM as a regime that intends to bolster financial stability in the steady state …. By using insights from the political economy of bureaucracy it finds that the SSM is overly focused on sharp tools to … supervision. The success of the SSM in this regard will hinge on establishing a common supervisory culture that provides positive …

Persistent link: https://www.econbiz.de/10010327861

Banking Unions: Distorted Incentives and Efficient Bank Resolution

Zoican, Marius A.; Górnicka, Lucyna A. - 2013

This paper studies the optimality of a banking union in a setting with cross-country liquidity spillovers and moral hazard. Generally, the banking union improves welfare by efficiently providing liquidity to banks, thus limiting spillovers from bank defaults across the member countries. At the...

Persistent link: https://www.econbiz.de/10010328322

Organizational choices of banks and the effective supervision of transnational financial institutions

Tröger, Tobias - 2012

This paper outlines relatively easy to implement reforms for the supervision of transnational banking-groups in the E.U. that should not be primarily based on legal form but on the actual risk structures of the pertinent financial institutions. The proposal also aims at paying close attention to...

Persistent link: https://www.econbiz.de/10010368530

The Single Supervisory Mechanism - Panacea or Quack Banking Regulation? Preliminary assessment of the evolving regime for the prudential supervision of banks with ECB involvement

Tröger, Tobias - 2013

Persistent link: https://www.econbiz.de/10010368593

The single supervisory mechanism - Panacea of quack banking regulation? Preliminary assessment of the evolving regime for the prudential supervision of banks with ECB involvement

Tröger, Tobias H. - 2014

Persistent link: https://www.econbiz.de/10011544604

Optimal supervisory architecture and financial integration in a banking union

Colliard, Jean-Edouard - 2015

Both in the United States and in the Euro area, bank supervision is the joint responsibility of local and central/federal supervisors. I study how such a system can optimally balance the lower inspection costs of local supervisors with the ability of the central level to internalize cross-border...

Persistent link: https://www.econbiz.de/10011605831

Financial stability challenges in EU candidate and potential candidate countries

Ramon-Ballester, Francisco; Pulst, Daniela; Posch, Michaela - 2015

Mechanism (SSM). …

Persistent link: https://www.econbiz.de/10011606316

(When) should a non-euro country join the banking union?

Belke, Ansgar; Dobrzańska, Anna; Gros, Daniel; Smaga, Pawel - 2016

We analyze the benefits and costs of a non-euro country opting-in to the banking union. The decision to opt-in depends on the comparison between the assessment of the banking union attractiveness and the robustness of a national safety net. The benefits of opting-in are still only potential and...

Persistent link: https://www.econbiz.de/10011622968

Drivers of systemic risk: Do national and European perspectives differ?

Buch, Claudia M.; Krause, Thomas; Tonzer, Lena - 2017

. Since the establishment of the Banking Union in 2014, the European Central Bank (ECB) can impose stricter regulations than … the national regulator. The precondition is that the ECB identifies systemic risks which are not adequately addressed by …

Persistent link: https://www.econbiz.de/10011642098