curves and an inability to offer deposit rates significantly below zero combine to compress bank earnings in this environment …

common factors than other syndicated loans. We show that loans extended to borrowers in market- versus bank-based financial … by proxies for bank syndicate structure, tranching, and acquired firms' characteristics. We find that loans extended to … borrowers in market-based financial systems have higher spreads than those in bank-based financial systems, but this difference …

How does bank profitability vary with interest rates? We present a model of a monopolistically competitive bank subject …

collected data, the study adopted the Random Effects Model. Interest rate spreads have been found to be determined by bank …-specific factors, industry –specific factors and the macroeconomic factors. Specifically, bank size, credit risk, return on assets …, bank capacity utilisation, market concentration and inflation are the main drivers wide interest rate spreads in the …

An entrepreneur chooses a relationship bank or market finance. The advantage of bank finance is that the quality of the … that the bank continues inefficient projects, i.e., zombie lending occurs. In the short run - for a given contract - a drop … in the market interest rate increases zombification. The bank adapts the contract to this drop in the long run, and …

influenced by bank size and market share, and to a somewhat lesser extent by deposit rates and non-performing loans. In addition …. Furthermore, bank size and market share, as well as the differential between domestic and foreign rates, are the most important …

with accounting treatments. A simple model shows that a bank's incentive to take on risks for which potential future losses … can be managed is countercyclical, especially if a bank is capital constrained or used to have a wider NIM in the past …, subject to the size-dependent enhancement of regulatory restraints after the crisis. The analysis thus places bank holding …