Abstract: Die komplexe Struktur des Gesundheitsmarktes wird maßgeblich von dem Nachfrageverhalten der Krankenversicherten bestimmt, von denen 85% den gesetzlichen Krankenkassen angehören. Diese Arbeit basiert auf einer eigenen Erhebung, die eine Analyse der Dynamik dieses Marktes in bisher...

This paper shows that patients with private health insurance (PHI) are being offered significantly shorter waiting times than patients with statutory health insurance (SHI) in German acute hospital care. This behavior may be driven by the higher expected profitability of PHI relative to SHI...

This paper uses individual level data to analyze the effect of changes in the compulsory benefit package of the German statutory health insurance scheme on the demand for private supplementary insurance. In particular, we aim at measuring the effect of excluding dentures from the benefit package...

In response to increasing health expenditures and a high number of physician visits, the German government introduced a copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private insurance were exempt from the copayments, this health...

In response to increasing health expenditures and a high number of physician visits, the German government introduced a copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private insurance were exempt from the copayments, this health...

We investigate two determinants of the price sensitivity of health plan demand: the size of the choice set and the salience of premium differences. We use variation in the choice set over time and between regions in the German Social Health Insurance (SHI), and an increase in the salience of...