Federal government to the rescue? -- Regulating the mortgage market -- The housing finance debate -- The housing finance …

The CFPB's recently released “qualified mortgage” rules effectively discourage predatory lending but miss an equally … important source of systemic risk: low-equity clustering. Specific “volatility inducing” mortgage terms when present in a … substantial cluster of mortgage contracts exacerbate macroeconomic risk by increasing the chance that the housing and lending …

of changes in mortgage market regulation and control. It sets out the factors determining the demand for and supply of … subset of countries with mature mortgage markets that are known to face relevant issues and for which data are more readily …