Our research examines the impact of dwindling community bank numbers on community investment and economic development …) originations. Key factors include the local presence of other community banks and the continuity of the consolidating bank …'s presence. Interestingly, the effect remains neutral in underserved or distressed counties and diminishes when a large bank …

Enterprises(SMEs), especially innovative one. However forced banks' merger by central bank of Indonesia's regulation could then … banks' merger within 2004-2009, three years before and three years after the merger, this study examines whether banks …' merger could hurdle SMEs' financing and growth since they tend to be performance oriented. The study conclude that banks …