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An Introduction to the Subprime Mortgage Market and the 2008-2009 Financial Crisis

Stretcher, Robert - 2017

Since the beginning of summer 2008, the subprime mortgage market has become a contributing drag on the financial sector … situation in mortgage and credit markets. Losses on the subprime mortgage market arose from a two stage process. First …, financial intermediaries drove the expansion of the subprime mortgage market. Second, borrowers stopped making payments when …

Persistent link: https://www.econbiz.de/10012976068

Saving Homes? Bankruptcies and Loan Modifications in the Foreclosure Crisis

White, Alan M. - 2014

modifications specifically targeted to mortgage relief? The 2007–2012 financial crisis provides a unique opportunity to assess … whether bankruptcy can help homeowners avoid the negative consequences of over-indebtedness and mortgage default. This … empirical study analyzes a large, loan-level mortgage dataset to determine which variables are associated with delinquency and …

Persistent link: https://www.econbiz.de/10013058200

Solving the Credit Conundrum : Helping Consumers’ Credit Records Impaired by the Foreclosure Crisis and Great Recession

Wu, Chi Chi - 2014

The economic destruction of the foreclosure crisis and the Great Recession included not only the 4.5 million families who lost their homes and 8 million workers who lost their jobs, but the crippling aftereffect of poor credit histories that affected the ability of these consumers to obtain...

Persistent link: https://www.econbiz.de/10013058461

The Housing Crisis : A Briefing

Niemietz, Kristian Peter - 2021

Since 1970, average house prices have risen four and a half fold after inflation. No other OECD country’s experience has even come close. The UK’s housing stock is not just inadequate in total, but much of it is also in the ‘wrong place’, because what little development we have is skewed...

Persistent link: https://www.econbiz.de/10013225228

The Housing Crisis and the Constitution

Hogan, Hilary; Keyes, Finn - 2021

Ireland has been in the grip of a housing crisis for several years. Lately, there have been mounting calls for a referendum to introduce a right to housing in the Constitution. Regardless of the merits of this proposal, it stems, in part, from a perception that the Constitution in its current...

Persistent link: https://www.econbiz.de/10013249980

The Great American Housing Bubble

Staubus, George J. - 2015

, but not limited to, the provision in the Internal Revenue Code for deduction of mortgage interest and property taxes, the …

Persistent link: https://www.econbiz.de/10013037330

Redefault risk in the aftermath of the mortgage crisis : why did modifications improve more than self-cures?

Calem, Paul Seth; Jagtiani, Julapa; Maingi, Raman Quinn - In: Journal of real estate research : JRER ; a publication … 43 (2021) 2, pp. 145-180

Persistent link: https://www.econbiz.de/10012608618

Why Did the Mortgage Crisis Lead to a Credit, Illiquidity and Capital Crisis? Key Factors Enabling Contagious-but-Confinable Risk of Mortgage Crisis to Spread to Entire Financial M...

Wind, Serge L. - 2010

A PowerPoint presentation, Mortgage Crisis led to Credit and Illiquidity Crisis, delineates the key factors which the … author believes enabled the contagious-but-confinable risks of the mortgage crisis to spread to the entire financial market … system was a catalyst to the credit and illiquidity crisis. This presentation was designed as a sequel to "The Mortgage …

Persistent link: https://www.econbiz.de/10013147469

The Panic of 2007

Gorton, Gary B. - 2008

unique design reflecting the subprime mortgage design. Subprime securitization tranches were often sold to CDOs, which were …

Persistent link: https://www.econbiz.de/10012464289

The Panic

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Persistent link: https://www.econbiz.de/10012333520