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Wealth shocks and macroeconomic dynamics

Cooper, Daniel; Dynan, Karen E. - 2013 - This version: June 14, 2013

fluctuations in household wealth have driven major swings in economic activity. This paper considers so-called wealth effects - the … impact of changes in wealth on household consumption and the overall macroeconomy. There is an extensive existing literature …

Persistent link: https://www.econbiz.de/10009760038

Patterns of debt possession among households in Poland : a multi-group latent class approach

Białowolski, Piotr - In: Bank i kredyt 45 (2014) 2, pp. 79-104

Persistent link: https://www.econbiz.de/10010358036

Does product familiarity matter for participation?

Fuchs-Schündeln, Nicola; Chaliasos, Michaēl - 2014

. This paper uses household-level data from the 'experiment' of German reunification that (exogenously) offered to East …-unification participation of former East and West Germans in financial products, controlling for relevant household characteristics. We vary …

Persistent link: https://www.econbiz.de/10010384336

Did consumers want less debt? : consumer credit demand versus supply in the wake of the 2008 - 2009 financial crisis

Gropp, Reint; Krainer, John; Laderman, Elizabeth Stromberg - 2014

We explore the sources of household balance sheet adjustment following the collapse of the housing market in 2006 …

Persistent link: https://www.econbiz.de/10010252065

Consumer debt delinquency by family lifecycle categories

Xiao, Jing-jian; Yao, Rui - In: The international journal of bank marketing : IJBM 32 (2014) 1, pp. 43-59

Persistent link: https://www.econbiz.de/10010252726

Foreign bank ownership and household credit

Beck, Thorsten; Brown, Martin - In: Journal of financial intermediation 24 (2015) 4, pp. 466-486

Persistent link: https://www.econbiz.de/10011526268

Catching up with the Joneses and borrowing constraints : an agent-based analysis of household debt

König, Nadja; Größl, Ingrid - 2014

We study an Agent-based model of household-bank relationships where households borrow for the purpose of consumption …

Persistent link: https://www.econbiz.de/10010425727

Credit counseling : a substitute for consumer financial literacy?

Disney, Richard; Gathergood, John; Weber, Jörg - 2014

Is financial literacy a substitute or complement for financial advice? In this paper we analyze the decision by consumers to seek financial advice in the form of credit counseling concerning their credit and debt. Credit counseling is an important component of the consumer credit sector for...

Persistent link: https://www.econbiz.de/10010429152

Gender dimensions of the US consumer borrowing expansion

Hopkins, Barbara E.; Todorova, Zdravka - In: Journal of economic issues : jei 48 (2014) 2, pp. 501-506

Persistent link: https://www.econbiz.de/10010412336

How important is variability in consumer credit limits?

Fulford, Scott L. - 2014 - This version: May 2014; first draft: June 2010

through which financial system uncertainty affects household decisions. …

Persistent link: https://www.econbiz.de/10010414215

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