relationship between individual responses to debt literacy questions and household net worth, consumer credit use and over …

A unique Finnish household-level data from 1994 to 2009 allow us to measure how households' financial expectations are … related to the subsequent outcomes. We use the difference between the two to measure forecast errors and household optimism …

and household welfare. We estimate Euler equations and measure the volatility of unpredictable changes in consumption as …, and document that despite the increase in household debt between 1983 and 2007, there was no decline in the proportion of …

This paper analyzes how financial literacy and reported willingness to take financial risk impact a household's choice …

This paper examines whether relative income and income inequality within reference groups affect household consumption …. Using the explanations of consumption behavior based on Dusenberry's relative income hypothesis, we test if household … consumption levels in Turkey are affected by the household's relative position and inequality in the reference group between 2005 …

issuers to consider only a person's independent income, and not the household's income, when underwriting credit cards …-income earning spouse's financial participation in the household …

the current global pandemic crisis, the future of household finances is uncertain. The change of the macroeconomic and …