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The Credit Card Act and consumer finance company lending
Elliehausen, Gregory E.; Hannon, Simona M. - In: Journal of financial intermediation 34 (2018), pp. 109-119
Persistent link: https://www.econbiz.de/10012114251
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The cross-section of consumer lending risk
Desai, Chintal Ajitbhai - In: Journal of empirical finance 42 (2017), pp. 256-282
Persistent link: https://www.econbiz.de/10011808577
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The effects of changes in local-bank health on household consumption
Cooper, Daniel; Peek, Joe - 2018 - This version: October, 2018
an innovative approach to identifying households likely in need of credit to investigate the effect on household spending …
Persistent link: https://www.econbiz.de/10011905009
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The role of household debt heterogeneity on consumption : evidence from Japanese household data
Nakajima, Jouchi - 2018
Persistent link: https://www.econbiz.de/10011905091
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Household heterogeneity and consumption dynamics in the presence of borrowing and liquidity constraints
Albuquerque, Bruno - In: Applied economics letters 26 (2019) 6, pp. 454-459
Persistent link: https://www.econbiz.de/10012204251
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Household consumption, household indebtedness, and inequality in Turkey : a microeconometric analysis
Albayrak, Özlem - 2020
This paper examines whether relative income and income inequality within reference groups affect household consumption …. Using the explanations of consumption behavior based on Dusenberry's relative income hypothesis, we test if household … consumption levels in Turkey are affected by the household's relative position and inequality in the reference group between 2005 …
Persistent link: https://www.econbiz.de/10012210948
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Could financial trouble be avoided by cooking at home? : an analysis of checking account records
Willenbuecher, Franziska; Fusaro, Marc Anthony - In: International journal of services, economics and management 10 (2019) 3, pp. 195-207
Persistent link: https://www.econbiz.de/10012178931
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Perceived wealth, cognitive sophisticationand behavioral inattention
Assenza, Tiziana; Cardaci, Alberto; Delli Gatti, Domenico - 2019
Persistent link: https://www.econbiz.de/10012183512
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Perceived wealth, cognitive sophistication and behavioral inattention
Assenza, Tiziana; Cardaci, Alberto; Delli Gatti, Domenico - 2019
By means of a laboratory experiment, we show that, contrary to standard consumer theory, financially equivalent balance sheet profiles may be perceived as non fungible in a controlled frictionless environment with no probabilistic attributes. A large majority of subjects indeed have a bias in...
Persistent link: https://www.econbiz.de/10012138808
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Wealth effect on consumption during the sovereign debt crisis : households heterogeneity in the euro area
Garbinti, Bertrand; Lamarche, Pierre; Lecanu, Charlélie; … - 2020
countries. We estimate the MPC based on a cross-country harmonized household level dataset which combines surveys on wealth …
Persistent link: https://www.econbiz.de/10012139739