The Regulation on key information documents for packaged retail and insurance-based investment products ("PRIIPs Regulation") purports to deal with two important concerns in the field of investor protection: (i) investors do not read, understand or digest extensive and/or technical information;...

There is a growing number of crowdfunding platforms in Belgium. It is indeed uncontested that crowdfunding is legal in Belgium. The Belgian conduct of business supervisor, the Financial Services and Markets Authority (FSMA), has come up with an Announcement explaining the regulatory context of...

Dutch Abstract: Twee jaar geleden nam de Europese Commissie het "Actieplan: Duurzame Groei Financieren" aan, met de ambitie om het Europese financieel systeem fundamenteel te hervormen teneinde duurzame financiering te bevorderen. Het Actieplan wil door de realisatie van tien actiepunten drie...

The financial sector has faced a true regulatory avalanche since the financial crisis. The field of investor protection legislation has not escaped. This article takes a step back and structures the multitude of new rules with respect to investor protection – both at national and EU level –...

The study of the interaction between different pieces of EU financial legislation becomes ever more important – and difficult. In this contribution the author explores the relationship between MiFID II and other recent EU legislation aiming at investor protection, such as the Insurance...

In the aftermath of the financial crisis, the financial sector was hit by a tidal wave of new legislation. How financial institutions can remain compliant with this ever expanding financial legal framework, has been a pressing question since. This contribution explores the potential of RegTech...

Financial law and supervision are to a large extent divided into three separate branches – banking, securities and insurance law – reflecting the three traditional sectors of the financial industry. The end of the 20th century has however been characterized by a blurring of distinctions...

Four years after the original proposal was put on the table, a fully revised Deposit Guarantee Directive has been adopted on 16 April 2014. This article first offers an analysis of the Directive's contribution to stability of the financial system and to the internal market. Three elements of the...

Financial law as we know it today mirrors the traditional structure of the financial industry. In most legal systems, it is thus divided into banking, insurance and investment services law. In recent decades, however, the clear separation between financial sectors has gradually evaporated, as...