This article argues that in an era of globalization, increased cooperation between States and NGOs is essential. While states will continue to dominate, globalization presents problems that go beyond the individual and even collective capacity of States. It uses microcredit, the practice of...

Many informal sector employees in developing and emerging countries lack access to reliable forms of social protection: They cannot afford to buy private insurance, they are not covered by social insurance, and they are not entitled to social assistance. Therefore, micro-insurance schemes have...