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Lee, Donggyu; Dörr, Sebastian; Drechsel, Thomas - 2022 - Revised August 2022

This paper shows that rising top income shares affect job creation at firms of different sizes. High-income households save relatively more in stocks and bonds, and less in bank deposits. We propose that a higher income share of top earners therefore channels funds to large firms, but tightens...

Persistent link: https://www.econbiz.de/10013277476

FinTech adoption in SMEs and bank credit supplies : a study on manufacturing SMEs

Shafiq Ur Rehman; Al-Shaikh, Mustafa; Washington, … - In: Economies : open access journal 11 (2023) 8, pp. 1-15

Bank lending to SMEs plays a vital role in economic growth, contributing significantly to employment and GDP. Access to … bank lending is crucial for small- and medium-sized enterprises (SMEs), as they contribute significantly to global … employment and GDP. New financial technologies promise better bank operations, fewer costs, and enhanced credit supply to SMEs …

Persistent link: https://www.econbiz.de/10014362486

Impact of the loan guarantees program reactiva on the performance of Peruvian companies

Ceron, Marcos; Cisneros, Gerald; Nivin, Rafael - 2023

Amid the global COVID-19 crisis, governments worldwide introduced measures to support private enterprises. This study utilizes a newly curated panel database, encompassing the financial records of firms in Peru, to investigate the impact of a substantial governmentbacked loan guarantee program,...

Persistent link: https://www.econbiz.de/10014368450

BigTech credit, small business, and monetary policy transmission : theory and evidence

Huang, Yiping; Li, Xiang; Qiu, Han; Su, Dan; Yu, Changhua - Leibniz-Institut für Wirtschaftsforschung Halle - 2024 - This version: 22.04.2024

This paper provides both theoretical and empirical analyses of the differences between BigTech lenders and traditional banks in response to monetary policy changes. Our model integrates Knightian uncertainty into portfolio selection and posits that BigTech lenders possess a diminishing...

Persistent link: https://www.econbiz.de/10014517651

Persistent effects of the paycheck protection program and the PPPLF on small business lending

Dufresne, Lora; Spiegel, Mark - 2024

Persistent link: https://www.econbiz.de/10014637623

Income inequality and job creation

Drechsel, Thomas; Dörr, Sebastian; Lee, Donggyu - 2022

Persistent link: https://www.econbiz.de/10013203320

Private SME accounting in Poland : does bank lending influence their accounting and financial reporting practice?

Białek-Jaworska, Anna - In: Journal of accounting & management information systems … 16 (2017) 2, pp. 229-267

Using data from private Polish Small and Medium-sized Entities (SMEs) for 2003-2013, I investigate in this paper the …-borrowers. Moreover, the findings indicate that monitoring by lenders force SMEs to adopt more advanced accounting practices by adhering …

Persistent link: https://www.econbiz.de/10011741784

Basel III and SME bank finance in Germany

Marek, Philipp; Stein, Ingrid - 2022

marginally. Moreover, the impact on SMEs and large companies also differs. In terms of lending, SMEs were affected more strongly …

Persistent link: https://www.econbiz.de/10013399771

Why do SMEs not borrow more from banks? : evidence from the People's Republic of China and Southeast Asia

Wignaraja, Ganeshan; Jinjarak, Yothin - 2015

medium-sized enterprises (SMEs) in the People's Republic of China (PRC) and five Southeast Asian economies (Indonesia …, Malaysia, the Philippines, Thailand, and Viet Nam). Analysis of microdata from enterprise surveys highlights key aspects of SME … finance since the global financial crisis, including sources of credit, lender types, and collateral types. First, SMEs …

Persistent link: https://www.econbiz.de/10010462574

Lending relationships in Germany : empirical evidence from survey data

Harhoff, Dietmar; Körting, Timm - 1998

Persistent link: https://www.econbiz.de/10000680892