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Moral Hazard in Insurance : Theory and Evidence from a Credit Reform in Ghana

Annan, Francis - 2020

Helping individuals to buy insurance coverage in developing countries, for instance by allowing them to buy insurance on credit, may not necessarily be welfare improving. Using rich administrative data on auto-insurance market in Ghana, and a policy reform that led to sizable reduction in demand...

Persistent link: https://www.econbiz.de/10012847647

Contracting Constraints, Credit Markets and Economic Development

Banerjee, Abhijit V. - 2003

This paper begins by summarizing the micro-evidence on credit markets from a large number of studies from all over the world, with the goal of identifying a number of stylized facts. We argue that, in particular, the evidence strongly suggests that for poor people in developing countries,...

Persistent link: https://www.econbiz.de/10014117591

Contracting Constraints, Credit Markets and Economic Development

Banerjee, Abhijit V. - 2003

Persistent link: https://www.econbiz.de/10014118309

Wealth Effects, Incentives and Productivity

Mookherjee, Dilip - 1997

Comparative static effects of varying the wealth level of risk averse agent in a moral hazard setting with limited liability constraints are investigated. There are two principal opposing effects of increasing wealth: the incentive effect, which allows stronger punishments for poor performance,...

Persistent link: https://www.econbiz.de/10014098417

Subjective expectations of medical expenditures and insurance in rural Ethiopia

Yilma, Zelalem; O'Donnell, Owen; Mebratie, Anagaw; … - 2015

Little is known about perceptions of medical expenditure risks despite their presumed relevance to health insurance demand. This paper reports on a unique elicitation of subjective probabilities of medical expenditures from rural Ethiopians who are offered the opportunity to purchase health...

Persistent link: https://www.econbiz.de/10011376274

Taking cover: human capital accumulation in the presence of shocks and health insurance

Font-Gilabert, Paulino - 2020

Using the expansion of a large-scale health insurance program in Mexico and variation in local rainfall levels, I estimate whether the program-induced increase in healthcare coverage protected the educational attainment of primary school children in the event of adverse climatic shocks. Results...

Persistent link: https://www.econbiz.de/10012395287

Adverse selection in low-income health insurance markets : evidence from a RCT in Pakistan

Fischer, Torben; Frölich, Markus; Landmann, Andreas - 2018

We present robust evidence on the presence of adverse selection in hospitalization insurance for low-income households …. A large randomized control trial from Pakistan allows us to separate adverse selection from moral hazard, to estimate … how selection changes at different points of the demand curve and to test simple measures against adverse selection. The …

Persistent link: https://www.econbiz.de/10011896970

Measuring the Spatial Misallocation of Labor: The Returns to India-Gulf Guest Work in a Natural Experiment

Clemens, Michael A. - 2019

rare, complicated by migrant self-selection. This paper tests the effects of guest work on Indian applicants to a …

Persistent link: https://www.econbiz.de/10011984655

Out of sight, out of mind: migration, entrepreneurship and social capital

Wahba, Jackline; Zenou, Yves - 2009

The aim of this paper is to investigate whether return migrants are more likely to become entrepreneurs than non-migrants. We develop a theoretical search model that puts forward the trade off faced by returnees since overseas migration provides an opportunity for human and physical capital...

Persistent link: https://www.econbiz.de/10010269590

Out of Sight, Out of Mind: Migration, Entrepreneurship and Social Capital

Wahba, Jackline; Zenou, Yves - 2009

Persistent link: https://www.econbiz.de/10014532711