Similar Search Results

Inefficient Regulation : Mortgages versus Total Credit

Karapetyan, Artashes; Kvaerner, Jens; Rohrer, Maximilian - 2021

mortgage rate. In the longer run, the supply of unregulated debt increases by almost 50 percent. We corroborate our findings by …

Persistent link: https://www.econbiz.de/10013225436

FinTech, Lending and Payment Innovation : A Review

Agarwal, Sumit - 2020

The global landscape has seen the advent of new technology in offering innovative financial services and products and …

Persistent link: https://www.econbiz.de/10012837335

Impact of Fintech Development on Savings, Borrowing and Remittances : A Comparative Study of Emerging Economies

Lyons, Angela - 2020

Fintech is rapidly changing the landscape for financial services in terms of accessibility and affordability, especially in this post-COVID era. Digital finance now has the potential to be a game changer for the nearly two billion financially excluded persons in the developing and emerging...

Persistent link: https://www.econbiz.de/10012823597

The interplay of financial education, financial literacy, financial inclusion and financial stability : any lessons for the current big tech era?

Jonker, Nicole; Kosse, Anneke - 2020 - Last updated: August 13, 2020

The entry of Big Tech firms in the financial ecosystem might affect financial stability through the opportunities and challenges they create for financial inclusion. In this paper we survey the literature to determine the effectiveness of financial education in improving financial literacy and...

Persistent link: https://www.econbiz.de/10012262704

Fintech and financial inclusion : opportunities and pitfalls

Beck, Thorsten - 2020

nonbanks, including telecom companies and bigtechs such as Alibaba and Tencent, taking to offering financial services and …

Persistent link: https://www.econbiz.de/10012259324

Financial literacy and self-control in FinTech : evidence from a field experiment on online consumer borrowing

Bu, Di; Hanspal, Tobin; Liao, Yin; Liu, Yong - 2020

We report the results of a longitudinal intervention with students across five universities in China designed to reduce online consumer debt. Our research design allocates individuals to either a financial literacy treatment, a self-control training program, or a zero-touch control group....

Persistent link: https://www.econbiz.de/10012181488

Cultivating Self-Control in FinTech : Evidence from a Field Experiment on Online Consumer Borrowing

Bu, Di - 2020

Persistent link: https://www.econbiz.de/10012847318

Fintech For The Poor : Do Technological Failures Deter Financial Inclusion ?

Balasubramanian, Padmanabhan; Chandra, S V Ravi; … - 2021

users from using the biometric platform. Further tests reveal that convenience offered by technology seems to score over …

Persistent link: https://www.econbiz.de/10013229871

The use of digital footprints in the US mortgage market

Jayasuriya, D. Dulani; Ayaz, Mohamed; Williams, Michael - In: Accounting and finance 63 (2023) 1, pp. 353-401

Persistent link: https://www.econbiz.de/10014301520

Participating Mortgages and the Efficiency of Financial Intermediation

Ebrahim, Muhammed Shahid - 2013

This paper offers a means to enhance the efficiency of the financial system in the form of Participating Mortgages (PMs … showing that PMs are attractive in an environment with prepayments. Finally, we conclude our study with the public policy … infrastructure to technology start-up's. Finally, we illustrate the employment of PMs as work-out loans especially in the recent sub …

Persistent link: https://www.econbiz.de/10013095017