Showing 1 - 10 of 639,265
living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a … decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … well as the disposable household income. Furthermore migrants and individuals living in the Eastern part of Germany turn …
Persistent link: https://www.econbiz.de/10010517686
-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …
Persistent link: https://www.econbiz.de/10011434405
Persistent link: https://www.econbiz.de/10013164868
The German pension reforms in 2001 and 2004 increased the importance of private supplemental savings for retirement … retirement savings. Germans seem to have a good grasp of basic financial concepts. However, individuals with low education face …. Calculating the appropriate retirement income needed and choosing the right product postulates some degree of financial knowledge …
Persistent link: https://www.econbiz.de/10013104759
retirement security, enhancing welfare by up to 20% of retiree plan accruals. …
Persistent link: https://www.econbiz.de/10011932365
We adapt the design of five experimental studies on retirement decision-making and conduct reproductions with a larger … subjects collect retirement benefits as lump-sum instead of annuities, they choose to retire later. The duration of retirement … affects the saving behavior of the subjects. Savings are higher when they are incentivized with matching contributions than …
Persistent link: https://www.econbiz.de/10013491806
Persistent link: https://www.econbiz.de/10012489025
Persistent link: https://www.econbiz.de/10014463255
Persistent link: https://www.econbiz.de/10014443608
This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement … impacts. The analysis finds that household structure is an important determinant of the behavioral and distributional impacts … increasing women's retirement age to be equal to men's …
Persistent link: https://www.econbiz.de/10012297945