This article analyses the effects of the bank restructuring process performed in Spain between 2010 and 2016. First, we … Bank of Spain. Second, we investigate whether these reforms affected (i) the stability, (ii) the degree of competition, and … instability. On the other hand, the increasing bank market power fostered financial stability (i.e., lower risk-taking behaviour …

This article analyses the effects of the bank restructuring process performed in Spain between 2010 and 2016. First, we … Bank of Spain. Second, we investigate whether these reforms affected:(i) the stability, (ii) the degree of competition, and … instability. On the other hand, the increasing bank market power fostered financial stability (i.e., lower risk-taking behaviour …

stability. Compared to bank business groups, we find that bank mergers' market power produces a contraction in credit supply …

and distortions. Finally, we briefly review the recent evolution of bank lending to the private sector. We draw policy …

and distortions. Finally, we briefly review the recent evolution of bank lending to the private sector. We draw policy …

subsequent performance. Countercyclical ‘dynamic' provisioning unrelated to specific loan losses was introduced in Spain in 2000 …, and modified in 2005 and 2008. The resultant bank-specific shocks to capital buffers, combined with the financial crisis … from comprehensive bank-, firm-, loan-, and loan application-level data suggest that countercyclical capital buffers help …

, which implies pro-cyclical bank capital regulation. Introduced in Spain in 2000, revised four times and tested in its …

subsequent performance. Countercyclical 'dynamic' provisioning unrelated to specific loan losses was introduced in Spain in 2000 …, and modified in 2005 and 2008. The resultant bank-specific shocks to capital buffers, combined with the financial crisis … from comprehensive bank-, firm-, loan-, and loan application-level data suggest that countercyclical capital buffers help …

In August 2007 the United Kingdom experienced its first bank run in over 140 years. Although Northern Rock was not a … particularly large bank (it was at the time ranked 7th in terms of assets) it was nevertheless a significant retail bank and a … outside the bank as depositors rushed to withdraw their deposits. There was always a fear that this could spark a systemic run …