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House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis

Mian, Atif R. - 2009

.S. household leverage from 2002 to 2006 and the increase in defaults from 2006 to 2008. Employing land topology-based housing …

Persistent link: https://www.econbiz.de/10012463368

Should I default on my mortgage even if I can pay? : experimental evidence

Pavan, Marina; Barreda Tarrazona, Iván J. - In: Journal of economic dynamics & control 110 (2020), pp. 1-23

Persistent link: https://www.econbiz.de/10012501330

Household leverage, housing markets, and macroeconomic fluctuations

Ngo, Phuong - In: Journal of macroeconomics 44 (2015), pp. 191-207

Persistent link: https://www.econbiz.de/10011570623

Debt, jobs, or housing : what's keeping millennials at home?

Bleemer, Zachary; Brown, Meta; Lee, Donghoon; Klaauw, … - 2014

parents or other substantially older household members have emerged as youth increasingly forsake living alone or with groups … of roommates. Coupledom, however, appears stable. Homeownership at age thirty shows a precipitous drop following the …

Persistent link: https://www.econbiz.de/10010439645

Raising household leverage : evidence from co-financed mortgages

Colonnello, Stefano; Dal Borgo, Mariela - 2024

Persistent link: https://www.econbiz.de/10014534239

The impact of a macroprudential borrower-based measure on households' leverage and housing choices

Abreu, Daniel; Félix, Sónia; Oliveira, Vitor; Silva, … - In: Journal of housing economics 64 (2024), pp. 1-14

Persistent link: https://www.econbiz.de/10014535770

Saving up or settling down : home ownership over the life cycle

Halket, Jonathan; Vasudev, Santhanagopalan - In: Review of economic dynamics 17 (2014) 2, pp. 345-366

Persistent link: https://www.econbiz.de/10010473570

Actual and perceived financial sophistication and wealth accumulation : the role of education and gender

Bannier, Christina E.; Neubert, Milena - 2016

This study examines the role of actual and perceived financial sophistication (i.e., financial literacy and confidence) for individuals' wealth accumulation. Using survey data from the German SAVE initiative, we find strong gender- and education-related differences in the distribution of the two...

Persistent link: https://www.econbiz.de/10011417255

Investment in financial literacy and financial advice-seeking : substitutes or complements?

Barthel, Anne-Christine; Lei, Shan - In: The quarterly review of economics and finance : journal … 81 (2021), pp. 385-396

Persistent link: https://www.econbiz.de/10012656325

Financial literacy, confidence and financial advice seeking

Kramer, Marc M. - In: Journal of economic behavior & organization : JEBO 131 (2016) 1, pp. 198-217

Persistent link: https://www.econbiz.de/10011702085