Household borrowing in China has increased considerably in recent years, raising concerns about the household sector … the three available waves (2011, 2013 and 2015) of China's Household Finance Survey. Overall loan-to-value (LTV) ratios … quintiles, despite the huge increase in house-hold indebtedness, are not particularly vulnerable to declining incomes or falling …

role of housing affordability and household indebtedness. However, the impact of credit market developments and regulations … is also closely examined. Using a large panel of countries it is found that housing affordability and household fragility …

This paper examines to what extent household leverage - as measured by the debt-to-income (DTI) ratio - predicts … is effective for predicting delinquency. This evidence supports its use in financial regulation to improve household …

change on household credit risk, we conducted CAWI interviews with 1,006 borrowers residing in different Polish voivodeships …