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Financial hardship and saving behaviour : Bayesian analysis of British panel data

Brown, Sarah; Ghosh, Pulak; Pareek, Bhuvanesh; Taylor, Karl - 2017

We explore whether a protective role for savings against future financial hardship exists using household level panel …

Persistent link: https://www.econbiz.de/10011709645

A comparison of saving rates : micro evidence from seventeen Latin American and Caribbean countries

Gandelman, Néstor - 2015

Using micro data on expenditure and income for 17 Latin American and Caribbean (LAC) countries, this paper presents stylized facts on saving behavior by age, education, income and place of residence. Counterfactual saving rates are computed by imposing the saving behavior, the population...

Persistent link: https://www.econbiz.de/10011316663

Knowing what not to do : financial literacy and consumer credit choices ; conference paper

Dick, Christian D.; Jaroszek, Lena M. - 2014

We analyze whether the frequent use of credit lines is rational or influenced by behavioral traits of households. We consider the special case of Germany where credit lines on current accounts are available to 80% of the population. We document that the excessive usage of costly credit lines is...

Persistent link: https://www.econbiz.de/10010484414

The effect of saving subsidies on household saving : evidence from Germany

Corneo, Giacomo; Keese, Matthias; Schröder, Carsten - 2010

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

Persistent link: https://www.econbiz.de/10003941676

Savings and prize-linked savings accounts

Atalay, Kadir; Bakhtiar, Fayzan; Cheung, Stephen L.; … - 2012

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

Persistent link: https://www.econbiz.de/10009631456

Household debt and saving during the 2007 recession

Chakrabarti, Rajashri; Lee, Donghoon; Klaauw, Wilbert … - 2011

increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings …

Persistent link: https://www.econbiz.de/10008935752

Household saving behavior and credit constraints in the Euro area

Le Blanc, Julia; Porpiglia, Alessandro; Teppa, Federica; … - 2014

We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new harmonized data set collecting detailed information on...

Persistent link: https://www.econbiz.de/10010388544

The effect of saving subsidies on household saving : evidence from Germany

Corneo, Giacomo; Keese, Matthias; Schröder, Carsten - 2010

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

Persistent link: https://www.econbiz.de/10003952553

Erhöht die Riester-Förderung die Sparneigung von Geringverdienern?

Corneo, Giacomo (contributor); Keese, Matthias (contributor) - 2007

results suggest that the Riester-scheme neither increases the fraction of households with positive savings, nor increases the …

Persistent link: https://www.econbiz.de/10003655012

Which Households Think They Save?

Yuh, Yoonkyung; Hanna, Sherman D. - 2017

We examine household saving in the context of a prescriptive model. Using Survey of Consumer Finances data sets in the 1995-2004 period, 57% of households reported spending less than income. Many effects in the multivariate analysis are consistent with a prescriptive model. We discuss other...

Persistent link: https://www.econbiz.de/10014209816