This paper examines regulator concerns that cash-paying consumers pay higher retail prices due to so-called ‘negative pricing' of credit cards that emerge when cardholders face few fees but instead receive discounts, rewards and other inducements for using credit cards for transactions. It is...

All About Information -- Health Before Wealth -- Predictable Surprises -- Telling the Truth -- A War Footing -- This Time It Really Is Different -- The Testing Economy -- Keeping It To Yourself -- Reemergence -- Rallying Innovation -- The Big Rationing -- The Future.

Contents -- Preface -- 1 Introduction -- 2 What Is Disruption? -- 3 Sources of Disruption -- 4 Predicting Disruption -- 5 Managing Disruption -- 6 Self-Disruption -- 7 Insuring against Disruption -- 8 Reexamining Disruption -- 9 Future of Disruption -- Notes -- Index