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Macroeconomic implications of student debt : a state-level analysis

Bahadir, Berrak; Gicheva, Dora - 2021

Persistent link: https://www.econbiz.de/10013281232

Oosterlinck, Kim; Panizza, Ugo; Weidemaier, Mark; … - 2022

In 1825, France conditioned its grant of recognition to the new nation of Haiti on the payment of 150 million francs plus trade benefits. The payments were, at least in part, compensation for the losses that French plantation owners suffered, a key part of which was the loss of enslaved...

Persistent link: https://www.econbiz.de/10013290746

Saving and Wealth Accumulation Among Student Loan Borrowers : Implications for Retirement Preparedness

Dettling, Lisa J.; Goodman, Sarena; Reber, Sarah - 2022

Borrowing for education has increased rapidly in the past several decades, such that the majority of non-housing debt on US households' balance sheets is now student loan debt. This chapter analyzes the implications of student loan borrowing for later-life economic well-being, with a focus on...

Persistent link: https://www.econbiz.de/10013293225

Driving Unaffordability : How Income-Driven Repayment Currently Fails to Deliver Financial Security to Student Loan Borrowers

Center, Student Borrower Protection - 2021

This report highlights how the payment formulas currently underlying Income-Driven Repayment (IDR) can harm low to middle-income borrowers, forcing them to choose between meeting basic needs and paying their monthly student loan bills. Using a series of hypothetical borrower scenarios, the...

Persistent link: https://www.econbiz.de/10013211814

Why do households participate in the loan moratorium in Hungary? : Theoretical and empirical considerations

Dancsik, Bálint; Fellner, Zita - In: Acta oeconomica : periodical of the Hungarian Academy … 71 (2021), pp. 119-140

Persistent link: https://www.econbiz.de/10013189485

Impact of marketplace lending on consumers' future borrowing capacities and borrowing outcomes

Chava, Sudheer; Ganduri, Rohan; Paradkar, Nikhil; … - In: Journal of financial economics 142 (2021) 3, pp. 1186-1208

Persistent link: https://www.econbiz.de/10012875935

A day late and a dollar short : liquidity and household formation among student borrowers

Goodman, Sarena; Isen, Adam; Yannelis, Constantine - In: Journal of financial economics 142 (2021) 3, pp. 1301-1323

Persistent link: https://www.econbiz.de/10012875947

Income and credit debt of private households

Grabka, Markus M.; Bartz, Berenike - In: Wirtschaftsdienst : Zeitschrift für Wirtschaftspolitik 102 (2022) 3, pp. 175-180

Germany since the year 2000. It also focuses on the presentation of the prevalence and amount of credit debts of private …

Persistent link: https://www.econbiz.de/10013175545

Gambling and the Use of Credit : An Individual and Household Level Analysis

Brown, Sarah - 2010

use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK … Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling and the use of credit are shown to be positively correlated at the … between gambling and the use of credit is remarkably stable across household income. In addition to our household level …

Persistent link: https://www.econbiz.de/10013146840

Credit, Debt, and Inequality

Dwyer, R - 2021

Increasing access to diverse types of credit and spreading indebtedness across many social groups were significant … insecurity. This review evaluates the role of credit and debt in social inequality in the United States. Credit and debt shape … approach to understanding credit, debt, and inequality that includes a focus on the powerful actors that benefit from a …

Persistent link: https://www.econbiz.de/10013243756