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This paper shows, using data from the Family Income and Expenditure Survey, that housing credit has become increasingly … housing and enabled them to do so at an earlier age. However, it also shows that the greater availability of housing credit … of housing credit has been accompanied by a pronounced shift from fixed-rate to variablerate housing loans. This is cause …
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We research the response of the proportion of student borrowers with ninety or more days of delinquency or in default to variables such as unemployment and the average debt per borrower after the financial crisis of 2007-2008, in the United States, using panel data of 50 states from 2008 to...
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