This review surveys the literature on student lending, emphasizing empirical studies of default, credit outcomes, and … earnings. Student loans exist to alleviate credit constraints and, in theory, may have different effects on outcomes through …

We estimate the causal effect of emergency credit on households' finances after a negative shock. To do so, we link … a federally-declared natural disaster, to a panel of credit records before and after the shock. We exploit a … approved. Using an instrumented difference-in-differences research design, we find that credit provision at the time of a shock …