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The Brazilian payroll lending experiment
Coelho, Christiano Arrigoni; Funchal, Bruno; Mello, … - 2010
In 2004, Brazil provided an interesting natural experiment concerning personal credit. A new law was enacted allowing …, the new law has caused a reduction in interest rates and an increase in the volume of personal credit. -- Credit markets …
Persistent link: https://www.econbiz.de/10008657331
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Who borrows and who may not repay?
Bičáková, Alena; Prelcová, Zuzana; Pašaličová, Renata - 2010
Persistent link: https://www.econbiz.de/10009157832
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Are remittances a substitute for credit? : carrying the financial burden of health shocks in national and transnational households
Ambrosius, Christian - 2012
The assumption that remittances are a substitute for credit has been an implicit or explicit theoretical foundation of …
Persistent link: https://www.econbiz.de/10009526023
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Student borrowing : debt, default, and repayment
Lochner, Lance - In: NBER reporter online (2015) 3, pp. 19-22
Persistent link: https://www.econbiz.de/10011392131
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The impact of housing markets on consumer debt : credit report evidence from 1999 to 2012
Brown, Meta; Stein, Sarah; Zafar, Basit - In: Journal of money, credit and banking : JMCB 47 (2015), pp. 175-213
Persistent link: https://www.econbiz.de/10010533098
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Households credits, financial intermediation and monetary policies
Bastidon, Cécile - In: Modern economy 5 (2014) 10, pp. 1010-1021
Persistent link: https://www.econbiz.de/10011285643
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The role of information in the take-up of student loans
Booij, Adam S.; Leuven, Edwin; Oosterbeek, Hessel - 2008 - This version: April 2008
Policies need not only to be well designed to effectively address market failures, but their parameters also need to be part of agents’ information sets. This is illustrated by government student loans in the Netherlands which are intended to alleviate liquidity constraints. Despite generous...
Persistent link: https://www.econbiz.de/10011374404
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The impact of student loan debt on small business formation
Ambrose, Brent William; Cordell, Larry; Ma, Shuwei - 2015
Persistent link: https://www.econbiz.de/10011349527
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Lenders' blind trust and borrowers' blind spots : a descriptive investigation of personal loans
Dezsö, Linda; Loewenstein, George F. - In: Journal of economic psychology : research in economic … 33 (2012) 5, pp. 996-1011
Persistent link: https://www.econbiz.de/10009658865