estimated, while the relationship between IC and bank efficiency is examined in the second stage. The results indicate a … observing the effect of IC decompositions, the findings show that only human capital enhances all types of bank efficiency …. Furthermore, bank size and liquidity risk are significant drivers of Vietnamese bank efficiency. Therefore, our findings suggest …

This paper examines the impact of business diversification of banks on their risk, with efficiency taken into … consideration as a conduit. Using bank-level data from more than 1000 commercial banks in 39 emerging economies during the period of … 2000-2016, we find that increased business diversification exerts two competing effects on bank risk. The direct effect of …