the potential to finance a growing share of the consumer credit market in the absence of a competitive response from the …

loans. Thus, marketplace lending has the potential to finance a growing share of the consumer credit market in the absence …

Direct financing of consumer credit by individual investors or non-bank institutions through an implementation of … lenders, are likely to attract capital to finance a growing share of the consumer credit market. In the absence of a … competitive response from traditional credit providers, these loans lower costs to the ultimate borrowers and increase returns for …

We analyze the causal effect of the credit supply shock to banks induced by interbank market disruptions in the recent …

. Lenders, however, are required to demonstrate that these factors do not result in any unfair credit decisions. In addition, we …

Banks increasingly recognize the need to measure and manage the credit risk of their loans on a portfolio basis. We … for banks to systematically identify regional and industrial credit concentrations and reduce the detected concentrations … through diversification. In recent years, the development of markets for credit securitization and credit derivatives has …

-of-credits pricing by using a sample extracted from a large Tunisian bank credit portfolio. We, thus, find out that only the opaqueness …

Estimating expected credit losses on banks' portfolios has long been difficult. The issue has become of increasing … develops a measure of the one-year-ahead expected rate of credit losses (ExpectedRCL) that combines various measures of credit … of expected credit losses. ExpectedRCL performs substantially better than net charge-offs in predicting one …