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Credit usage, payment behavior, and the accuracy of consumer credit files

Smith, L. Douglas; Staten, Michael E.; Eyssell, Thomas Henry - In: Financial services review : the journal of individual … 27 (2018) 1, pp. 1-28

Persistent link: https://www.econbiz.de/10011958150

Credit booms and bank risk in Southeast Asian countries : does credit information sharing matter?

Tran Hung Son; Nguyen, Dat T.; Nguyen Khuong Vinh; … - In: Asia-Pacific journal of business administration 16 (2024) 2, pp. 352-366

Persistent link: https://www.econbiz.de/10014514435

Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior, Credit Scores and Their Predictive Power

Burke, Jeremy - 2020

There is little evidence on how the large market for credit score improvement products affects consumers or credit … market efficiency. A randomized encouragement design on a standard credit builder loan (CBL) identifies null average effects … on whether consumers have a credit score and the score itself, with important heterogeneity: those with loans outstanding …

Persistent link: https://www.econbiz.de/10012848541

Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing

Kowalewski, Oskar; Pisany, Paweł - In: International review of financial analysis 81 (2022), pp. 1-15

Persistent link: https://www.econbiz.de/10013396327

What if borrowers stop paying their loans? : investors’ rates of return on a peer-to-peer lending platform

Chen, Pei-Fen; Lo, Shihmin; Tang, Hai-Yuan - In: International review of economics & finance : IREF 77 (2022), pp. 359-377

Persistent link: https://www.econbiz.de/10013332404

A comparison of customers profile and default probabilities of consolidated and non-consolidated loans in the peer-to-peer lending market

Islam, Muhammad Rofiqul; Otake, Toshitsugu - In: Bank parikrama : a journal of banking & finance : … 46 (2021) 3/4, pp. 5-30

Persistent link: https://www.econbiz.de/10013415990

An analysis of Finnish debtors who defaulted in 2014-2016 because of unsecured credit products

Majamaa, K.; Lehtinen, A.-R. - In: Journal of consumer policy : consumer issues in law, … 45 (2022) 4, pp. 595-617

Persistent link: https://www.econbiz.de/10013548793

The impact of peer-to-peer lending on small business loans

Kim, Jin-hyuk; Stähler, Frank - 2020

bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …

Persistent link: https://www.econbiz.de/10012212849

Law and Practice of Crowdfunding and Peer-to-Peer Lending in Australia, China and Japan

Rajapakse, Pelma; Huang, Yinxu; Morita, Hatsuru - 2022

part 1 -- law and practice of crowdfunding and p2p lending in australia -- chapter 1: marketplace lending and its development in australia -- chapter 2: key participants in australia and comparison of peer-to-peer lenders with traditional banks -- chapter 3: challenges for peer-to-peer lending...

Persistent link: https://www.econbiz.de/10013334689

P2P lending and outside entrepreneurial finance

Coakley, Jerry; Huang, Winifred - In: The European journal of finance 29 (2023) 13, pp. 1520-1537

Persistent link: https://www.econbiz.de/10014384835