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Social protection systems in developing countries are typically composed of a bundle of benefits, the major ones being health insurance and pensions. Benefit bundling may increase informality and decrease welfare. Indeed, if some of the benefits are valued at substantially less than their cost,...
Persistent link: https://www.econbiz.de/10013108225
. Accounting for the ACA subsidy design, this regulation decreased federal spending by more than 10%, and reduced participation by …
Persistent link: https://www.econbiz.de/10012952817
The Affordable Care Act's medical loss ratio (MLR) provisions require that health insurers spend a minimum percentage of premiums on medical costs, thereby limiting administrative costs and profits. Analyses of annual MLR changes indicate that plans both below and above the minimum MLR manage...
Persistent link: https://www.econbiz.de/10012894585
The Affordable Care Act included a provision to eliminate the Medicare prescription drug coverage gap. The policy was phased in by gradually diminishing the gap each year between 2011-2020. This provides a natural experiment to conduct an in-depth study of how the policy affected medication use,...
Persistent link: https://www.econbiz.de/10012823497
I study the demand for health insurance during the COVID-19 pandemic using Special Enrollment Period (SEP) individual-level enrollment data from the Washington State Affordable Care Act Marketplace. I document that most individuals enrolling in plans during the pandemic are those who lost...
Persistent link: https://www.econbiz.de/10012824305
The paper explores the role that Social Health Insurance (SHI), as an organisational mechanism for raising and pooling additional funds, can play in financing health services in India. It formulates an SHI concept and its aims for India and examines case studies of different countries that have...
Persistent link: https://www.econbiz.de/10013022621
This Essay examines the very fragile nature of the Patient Protection and Affordable Care Act's (ACA) approach to near …-universal health insurance coverage, as accentuated by a variety of implementation hurdles and challenges. The ACA's vision for … threads that tie it together. Over the past four and a half years since the ACA was enacted, the threads have unraveled in …
Persistent link: https://www.econbiz.de/10013024657
I examine the impact of state policy decisions on the early impact of the ACA using data through the first half of 2014 …, representing an increase of at least 4.2 million beyond pre-ACA state-level trends. I use data on coverage, premiums, and costs and … me to estimate the welfare impact of the ACA on participants in the individual health insurance market in each state. I …
Persistent link: https://www.econbiz.de/10013045731
I estimate demand for health insurance using consumer-level data from the California and Washington ACA exchanges. I … a "taste for compliance''; (3) mandate repeal slightly increases consumer surplus because the ACA's price … insurance against their will; and (4) mandate repeal decreases consumer surplus if ACA subsidies are replaced with vouchers that …
Persistent link: https://www.econbiz.de/10012917657
This paper studies a market for a medical product in which there is perfect competition among health insurers, while the good is sold by a monopolist. Individuals differ in their severity of illness and there is ex post moral hazard. We consider two regimes: one in which insurers use coinsurance...
Persistent link: https://www.econbiz.de/10012581345