We examine the effect of personal, two-way communication on the behavior of borrowers, who have fallen behind on their … suggest that the form of communication significantly affects borrowers' payment behavior. …

FinTech. We elucidate the Planned Behavior Theory by including the perceived benefits and perceived risk variables to … investigate its effect on intention to continue using FinTech. We also examined whether or not men and women are affected … differently by the benefits and risk they perceive when using FinTech. Data were collected through online surveys, then being …

This study examines key default determinants of fintech loans, using loan-level data from the LendingClub consumer …

We examine the effect of personal, two-way communication on the behavior of borrowers, who have fallen behind on their … suggest that the form of communication significantly affects borrowers’ payment behavior …

We use experiments to analyze what type of communication is most effective in achieving cooperation in a simple … collusion game. Consistent with the existing literature on communication and collusion, even minimal communication leads to a … strategies, this initial burst of collusion rapidly collapses. When unlimited pre-game communication is allowed via a chat window …

information (data collection and processing) and communication (relationships and distribution). Both follow historic trends …. We argue that in particular the rise of new communication channels can lead to the vertical and horizontal disintegration …

The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information …

The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information …