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behavior of credit by public banks; especially Caixa Econômica Federal and Banco do Brasil. While the growth of banking credit …
Persistent link: https://www.econbiz.de/10011404453
This paper uses data from a panel of more than 400 Italian banks for the period 2001 - 2012 to examine the main determinants of loan loss provision (LLP), which are classified as either discretionary (income smoothing, capital management, signalling) or non-discretionary (related to the business...
Persistent link: https://www.econbiz.de/10010496145
This paper develops a formula to numerically estimate the unsubsidized, fair-market value of the toxic assets purchased with Federal Reserve loans. It finds that subsidy rates on these loans were on average 33.9 percent at origination. Yet, by the 3rd quarter of the 2010, there was on average no...
Persistent link: https://www.econbiz.de/10013131359
's loan contraction in crisis. The study highlights the role of diversity of foreign bank ownership in stabilizing credit …
Persistent link: https://www.econbiz.de/10013101502
procyclicality of bank credit dynamics to the private sector and contain systemic risk. Reserve requirements, in particular, have … new cross-country evidence on how they influence real private bank credit growth. Our results show that these instruments …
Persistent link: https://www.econbiz.de/10013102264
violate either the letter or spirit of the law by lending to undercapitalized banks? 2) Did Federal Reserve credit constitute … Federal Reserve credit was extended to an undercapitalized or critically undercapitalized depository institution was …
Persistent link: https://www.econbiz.de/10013107843
Using Moody's “Ultimate Recovery Database,” we estimate a model for bank loan recoveries using variables reflecting loan and borrower characteristics, industry and macroeconomic conditions, and several recovery process variables. We find that loan characteristics are more significant...
Persistent link: https://www.econbiz.de/10013108416
We investigate the consequences of banks' liquidity hoarding behavior for the stability of the financial system proposing a new model of banking contagion through two channels, bilateral exposures and funding shortage. Inspired by the key role of liquidity hoarding in the 2007-2009 financial...
Persistent link: https://www.econbiz.de/10013083481
. Similarly access to bank credit and the size of loans received from banks were also higher in these countries than Ghana. The … Association of Ghana Industries identified bank credit and lending rates as main challenges its members faced to expand their … operations. Ghana and its peer countries allowed banks to determine their lending rates to improve upon availability of credit …
Persistent link: https://www.econbiz.de/10013085036
Small Business Administration (SBA) loans have long been one of the most significant policy interventions in the U.S. affecting firm behavior, but little is known about their outcomes. This paper estimates the effects on employment using a list of all SBA loans linked to annual data on all U.S....
Persistent link: https://www.econbiz.de/10013088193