associated to the farmer and credit categories will allow to create an individual profile. To create the borrowers profile …

.S. agricultural credit market has not experienced problems to the same extent as general business (commercial and industrial) and real … estate credit markets have. In general, U.S. farm businesses have a strong balance sheet, adequate repayment capacity … supply of credit at relatively low interest rates. …

, the exclusive use of a letter of credit in international transactions exacerbates a collapse in trade during a financial …

the accuracy of ratings issued by credit ratings agencies in US financial markets. Design/methodology/approach – The paper … identifies unconscious bias as a source of inaccuracy in the credit ratings process. It examines prior behavioral research on … unconscious bias, and uses this research to identify structural issues within the credit ratings industry that give rise to biased …