life. The objective of this present study is to find out the macro-economic factors that are responsible for the demand of … positive factors in driving the life insurance demand but while interest rates on other alternative investments are negatively …

We measure the causal effects of income and wealth on the demand for private-label products. Prior research suggests … that these effects are large and, in particular, that private-label demand rises during recessions. Our empirical analysis … effects consistent with a consumer demand model based on utility maximization. We establish a precisely measured negative …