This paper investigates the impact of bank competition in Sub-Saharan Africa on bank non-performing loans, a measure of …-linear or U-shaped relationship between bank competition (measured by the Lerner Index) and credit risk. In other words …, increased bank competition has the potential to lower credit risk via efficiency gains (lower credit cost, operational gains …

Does greater product market competition improve external competitiveness and growth? This paper examines this question … emerging market economies and developing countries, and finds that an improvement in domestic competition is associated with a … productivity growth. Price levels, including of essential items, are also generally lowered with an increase in competition …

In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …