almost exclusively on company and not mortgage finance. We identify four different "ideal types" of housing finance systems …-dependent conclusion, noting that the more countries developed bond-based mortgage banks in the nineteenth century, the more they tended … towards multi-story building structure, low homeownership rates and lower securitization levels in the twentieth century. A …

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …

more households partake in mortgage finance in their entry to homeownership, and (ii) financial intensity, in which … the Maltese islands, primarily via the mortgage market. This process is characterised by (i) financial extension, in which … households accumulate more debt in accessing the property market. In explaining this process, I claim, firstly, that mortgage …