. This paper investigates whether diversification influences banks' investment (credit) policy and profitability. Diversified … banks appear to benefit from “coinsurance,” supply more credit, and seem more profitable. However, diversification does not … diversification may impact banks' credit supply and therefore the real economy …

Diversification through pooling and tranching securities was supposed to mitigate creditor runs in financial … liquidity after an adverse shock and increases the probability of a panic run by creditors. We show that diversification, while … larger shock; diversification, inducing stronger strategic complementarities across institutions, makes a self …

The purpose of this research is to examine the influence of bank life cycle or bank maturity on income diversification ….e. bank life cycle or bank maturity on income diversification (ID) and stability consequence. Data were collected from the …, this research is the first to report specific evidence about bank maturity as an internal driver of income diversification …

This paper analyzes the relationship between banks’ divergent strategies toward specialization and diversification of …