By investigating factors influencing interest margins adjustment, this paper aims to provide some answers on how to improve the efficiency of the Tunisian banking system. Focusing on different theoretical views on the determinants of banks intermediation margins using a quite representative...

This paper tries to overcome the lack of empirical studies on bank cyclical behaviour in emerging countries. According to the literature, market competition is also a relevant determinant of banking stability in emerging countries, but does market power influences the relationship between...

This paper investigates empirically the impact of the Cooke ratio on risk profile and on the behaviour of commercial banks in Basel Committee non-members countries. Using a non-parametric test and a simultaneous equation model, we observe that there is not a significant impact of regulatory...

We check if the level of capital buffers influences the quality of bank diversification strategies. We use consolidated data of listed US BHCs from 2007:Q3 to 2017:Q4. Dynamic panel estimations and marginal effect analyses demonstrate that diversification exerted non-monotonic impacts on bank...

The Basel capital accords were established by the banking supervisory authorities of the G10 countries, members of the Basel Committee on Banking Supervision, and were applied to the international banks based in these countries. But, do the Basel accords bring more banking stability to emerging...