-based funding opportunity for unlisted firms. Using the Italian Credit Register, we investigate the impact of minibond issuance on … bank credit conditions for issuer firms, both at the firm-bank and firm level. We compare new loans granted to issuer firms … addition, issuer firms reduce the amount of used bank credit but increase the overall amount of available external funds …

banks. The reluctance or abstention in banks to grant credit to SME sector regarding to lack in required collateral, high … base for SME in order to risk sharing mechanism. On the other hand, this credit guarantees will enhance SME competitiveness …The study worked on identifying the role, missions and importance of credit guarantee institutes in general and in …

already have access to bank credit. Firms access FinTech to obtain long-term unsecured loans and reduce their exposure to …

We show that FinTech lending affects credit markets and real economic activity using a unique data set of a Peer … businesses who already have access to bank credit. Firms use FinTech to obtain long-term unsecured loans and reduce their …

declined by 5.4% and remained lower for several years. The decline in credit supply eventually led to a decrease in the number … credit supply shocks can have persistent adverse effects on labor …

already have access to bank credit. Firms access FinTech to obtain long-term unsecured loans and reduce their exposure to …