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This study analyzes the net interest margin and its determinants of the Indonesian banks during the period of 2003 … that there was high and persistence net interest margin of the Indonesian banks. The evidence also reveals that high net … interest margin caused by a wide pure spread, bank's specific factors, as well as market power. Furthermore, it is also found …
Persistent link: https://www.econbiz.de/10013091765
interest margin in the Indonesian banking sector was caused by a wide pure spread, bank's specific factors, as well as market … power. Furthermore, bank's specific factor such as high operating costs contributes to high net interest margin …
Persistent link: https://www.econbiz.de/10013092505
interest margin in the Indonesian banking sector was caused by a wide pure spread, bank's specific factors, as well as market … power. Furthermore, bank's specific factor such as high operating costs contributes to high net interest margin …
Persistent link: https://www.econbiz.de/10013092612
bank are one possible instrument to address this issue. CAROs are characterized by interest rates on reserve loans, which … depend on the climate risk exposure of the assets held by the borrowing bank. If private agents and the central bank have … the central bank's perspective, suboptimal and may lead to financial instability. We find that an appropriate design of …
Persistent link: https://www.econbiz.de/10012544313
market rates. As low profitability could hamper the ability of banks to expand lending, I also investigate the impact of the …This paper explores the impact of low (but) positive and negative market interest rates on euro area banks' net … interest margin (NIM) and its components, retail lending and retail deposit rates. Using two proprietary bank-level data sets …
Persistent link: https://www.econbiz.de/10012836336
market rates. As low profitability could hamper the ability of banks to expand lending, I also investigate the impact of the …This paper explores the impact of low (but) positive and negative market interest rates on euro area banks' net … interest margin (NIM) and its components, retail lending and retail deposit rates. Using two proprietary bank-level data sets …
Persistent link: https://www.econbiz.de/10012837536
Exploiting confidential data on individual German bank balance-sheets, I analyse what characterises a bank that opts to … apply negative interest rates to corporate deposits. The results suggest that banks that are highly exposed to the negative … deposit rates. Furthermore, I examine whether banks adjusted their fee and commission strategy during the NIRP period and if …
Persistent link: https://www.econbiz.de/10013361902
Does banks' exposure to interest rate risk change when interest rates are very low or even negative? Using a high … European bank equity values - an effect that is normally positive - has become negative since interest rates in the euro area … reached zero and below. Since then, a further unexpected cut of 25 basis points in the short-term policy rate lowered banks …
Persistent link: https://www.econbiz.de/10012182094
of its banking sector on non-core funding. Our investigation employs available bank-level data on non-core liabilities … the estimation has an effect, relative to the baseline, of stronger overall and immediate pass-through, albeit with a more … make the duration lengthier for the monetary policy rate to transmit to bank lending rates in Indonesia …
Persistent link: https://www.econbiz.de/10012941723
Persistent link: https://www.econbiz.de/10011511114