pension plan heterogeneity is estimated using data from the Health and Retirement Study. Model simulations indicate that …

This paper evaluates a new variant of the popular target date funds used in employer-based retirement savings plans. We … call this new variant a "target retirement plan." Instead of increasing the allocation to bond funds as retirement … approaches, a target retirement fund gradually purchases deferred life annuities beginning at age 50. In the particular straw …

investment returns which accompanies their career and retirement. The vulnerability reaches its peak at the retirement date, as … this is the point in which a return to employment becomes increasingly difficult and a post-retirement market drop can be … outcomes depend disproportionately on the shorter sequence of returns just before and after the retirement date …

As the U.S. Population ages, retirement is becoming an increasingly important life stage. Pension and retirement plans … retirement plans, they are making decisions that have high stakes for both their employees and the employer itself. Poor … secure future for the employer and its employees.Managing Pension and Retirement Plans: A Guide for Employers, Administrators …