Mitrašević, Mirela; Bardarova, Snezana - In: UTMS journal of economics / University of Tourism and … 11 (2020) 2, pp. 138-150
Due to the significant share of mortgage loans in the portfolio structure of a large number of commercial banks, monitoring the ability of the household sector to repay debts is very important for financial stability. Since the accumulation of non-performing loans in banks' balance sheets is...