Policy emphasis for financial sector development has shifted away from microfinance and towards the development of … ‘inclusive financial markets’. But for inclusion to take place, policy must address barriers to access. This paper analyses the … service—M-PESA. We find that, despite an expansion of services, evidence of access barriers is now clearer than it was in 2006 …

governing the microfinance sector and client protection is also crucial for improving financial inclusion in Sri Lanka. Much …

, financial inclusion, and microfinance, using Mauritania as a case study. We used a mixed-methods’ methodology that combines … investigate the factors that impact the households’ access to credit, the main advantage of this model being to avoid confounding … effects by analyzing the association of all variables together. Our study found that access to financial services is equal in …

This paper lays out some of the basic concepts surrounding financial inclusion, including access to banking, digital … finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …