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Can fintech credit fill the credit gap in the consumer and business segments? There are few cross-country studies that explore this question. Focusing on marketplace lending, an important part of fintech credit, we use data for 109 countries from 2015 to 2017 to study the relationship between...
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nowadays microfinance sophisticated products and complex markets. However, despite the steady progress of microfinance, many … issues still need to be addressed, and the microfinance, as a part of the economic scheme, has proven its requirement for new …, an overview of the evolution of microfinance, its trends and main issues. Then, an approach of microfinance as a complex …
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In this study, we examine the influence of digital inclusion on financial inclusion, using evidence from a sizable P2P lender in the U.S. We document that digital inclusion is positively associated with P2P lending penetration, with such relation more pronounced in county-years with more...
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