modest-risk insurance. I derive the value of partial insurance based on the access motive and show how it critically depends …I explore the potential of an alternative insurance motive, the access motive, to better understand attitudes toward … access motive relevant for understanding the popularity of insurance against modest risks such as warranties and the …

VC; (2) are more likely to risk not paying for a product the less harm they perceive that not paying would cause; and (3 …, because it helps explain why consumers appear to be more inclined to risk stealing software and other intellectual property …